Pensions - Friends Life
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We all want to have as comfortable retirement as possible. But did you know that a single person’s basic State Pension is only £5077.80 a year? That works out at just £97.65 a week, (tax year 2010/11).

And if you haven’t made sufficient National Insurance Contributions you might not even receive that much. The website offers a forecast on how much State Pension you may get (link opens a new window).

At FRIENDS we want to help you save more for your retirement, which is why we developed our Personal Range Pension Plans.

We offer an Individual Personal Pension, an Individual Stakeholder Pension and also an online Stakeholder Pension. You can apply for the online Stakeholder Pension on this website.

They all aim to provide you with a tax efficient way of saving for your own retirement. Your financial adviser will be able to help you decide which plan is most suitable for you. They’ll also be able to help you calculate how much you need to save to close the potential gap between the Government provision and how much you think you may need. But generally, the earlier you start building a pension fund the better. And quite simply, the more money you can build up before you retire, the more you’ll have each year to live on.

The value of a FRIENDS Personal Range Pension is not guaranteed and can go up and down depending on investment performance. You could get back less than you've paid in.

You can apply for the FRIENDS Stakeholder Pension online today or call 0800 00 00 80.

What is a Stakeholder Pension?